VIC BALS
Senior Mortgage Loan Originator
NMLS#: 162273
Victor has been in the mortgage industry in SE Michigan for 24 years. Prior to the mortgage industry, Vic worked overseas in Japan as a program manager for a major auto company. Vic changed careers from engineering to the mortgage industry at a request from his wife, Maya.
The mortgage industry gives Vic the flexibility to create his own destiny and build his business around his family. In 24 of years of marriage, having, 3 children on 7 different travel soccer teams at one time, he has never missed a soccer game, doctor's appointment, or a school event.
Now, he enjoys yardwork, the pool and summer in the backyard with family parties.
About Vic
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VIC BALS
Victor has been in the mortgages industry in SE Michigan for 24 years. Prior to the mortgage industry, Vic worked overseas in Japan as a program manager for a major auto company. Vic changed careers from engineering to the mortgage industry at a request from his wife, Maya.
The mortgage industry gives Vic the flexibility to create his own destiny and build his business around his family. In 24 of years of marriage, having, 3 children on 7 different travel soccer teams at one time, he has never missed a soccer game, doctor's appointment, or a school event.
Now, he enjoys yardwork, the pool and summer in the backyard with family parties.
Licensing Privacy Policy Sitemap NMLS# 282701 NMLS Consumer Access
NMLS# 282701 | Licensing | Privacy Policy | Sitemap | NMLS Consumer Access
For a limited time, Lake Trust members can get a discount of up to 0.50% off your interest rate when you close a new mortgage.1,2
1Offer for .25% rate discount is available on 30-year fixed Fannie Mae conforming purchase and refinance transactions. Application must be taken between 1/01/25 - 4/30/25. Mortgage amount must be between $40,000 and $803,500 to be eligible. Mortgage rates current as of 02/18/2025 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.750% and an APR of 6.887% has a payment of $1,459.35 with 0 points due at closing.. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center, and excludes all other mortgage products.
2Offer for .25% rate discount requires monthly direct deposit of at least $400 to an account maintained at Lake Trust Credit Union. Application must be taken between 1/01/25 - 4/30/25.
Up to date rate information can be found at Mortgagecenter.com/laketrust/rates/purchase. Lake Trust Credit Union membership required. Offer may not be combined with any other promotion or discount. These offers have no cash value. These offers are non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Lake Trust Credit Union is Federally Insured by NCUA and is an Equal Opportunity Lender.