VIC BALS

Senior Mortgage Loan Originator

NMLS#: 162273

For 23 years, Victor has been deeply immersed in the mortgages industry within SE Michigan. But before his journey into mortgages, Victor's path led him overseas to Japan, where he served as a program manager for a major auto company. Interestingly, it was in Japan where Victor met his wife Maya, their connection forged through a shared passion for music. Their initial encounter occurred while performing together in a band, and their first date was a charmingly unconventional affair, relying on a dictionary to bridge their linguistic gap, communicating solely through the universal language of music.

Upon returning to America, Victor and Maya translated their musical synergy into tangible creations, writing and recording a collection of 35 songs, three of which garnered the attention of record companies. However, the birth of their daughter prompted a shift in priorities, leading them to set aside their musical aspirations to embrace the joys and responsibilities of parenthood.

Facing the financial realities of new parenthood, Victor found himself scouring the phonebook, where he stumbled upon the Rural Development ZERO down mortgage option. It was during the closing of their new home that Victor's knack for numbers caught the attention of the loan officer, who saw potential for him in the mortgage industry. Motivated by this encounter, Victor took a bold leap, leaving behind his engineering career, with its stable salary, benefits, and pension, in favor of the unpredictable world of 100% commission-based work.

This career transition wasn't solely driven by professional ambition but also by a heartfelt request from Maya, who desired Victor's presence at home with the family, rather than being constantly on the move for work. The flexibility inherent in the mortgage industry allowed Victor to shape his own professional path, centered around his family's needs and priorities. Over the span of their 27-year marriage, amidst the chaos of raising three children involved in seven different travel soccer teams, Victor has remained a steadfast presence, never once missing a soccer game, doctor's appointment, or school event.

About Vic

Helpful blog articles

VIC BALS

For 23 years, Victor has been deeply immersed in the mortgages industry within SE Michigan. But before his journey into mortgages, Victor's path led him overseas to Japan, where he served as a program manager for a major auto company. Interestingly, it was in Japan where Victor met his wife Maya, their connection forged through a shared passion for music. Their initial encounter occurred while performing together in a band, and their first date was a charmingly unconventional affair, relying on a dictionary to bridge their linguistic gap, communicating solely through the universal language of music.

Upon returning to America, Victor and Maya translated their musical synergy into tangible creations, writing and recording a collection of 35 songs, three of which garnered the attention of record companies. However, the birth of their daughter prompted a shift in priorities, leading them to set aside their musical aspirations to embrace the joys and responsibilities of parenthood.

Facing the financial realities of new parenthood, Victor found himself scouring the phonebook, where he stumbled upon the Rural Development ZERO down mortgage option. It was during the closing of their new home that Victor's knack for numbers caught the attention of the loan officer, who saw potential for him in the mortgage industry. Motivated by this encounter, Victor took a bold leap, leaving behind his engineering career, with its stable salary, benefits, and pension, in favor of the unpredictable world of 100% commission-based work.

This career transition wasn't solely driven by professional ambition but also by a heartfelt request from Maya, who desired Victor's presence at home with the family, rather than being constantly on the move for work. The flexibility inherent in the mortgage industry allowed Victor to shape his own professional path, centered around his family's needs and priorities. Over the span of their 27-year marriage, amidst the chaos of raising three children involved in seven different travel soccer teams, Victor has remained a steadfast presence, never once missing a soccer game, doctor's appointment, or school event. 

 Licensing      Privacy Policy      Sitemap     NMLS# 282701      NMLS Consumer Access

NMLS# 282701 | Licensing | Privacy Policy | Sitemap | NMLS Consumer Access